More Financial Tips Pick a Direction.  What does that have to do with finances?  I’m glad you asked.  It is much like the rest of life, if you don’t have a goal, a direction, you basically get nowhere. What is the direction for your finances?  What is your main goal?  You should have short term goals and long...

LOVE Relationships How do you know that you are IN LOVE?  Is it just a chemical attraction that holds us together?  I counsel with a few couples that tell me that they have Fallen Out of LOVE.  What happened?  Are the chemicals gone?  Did the people change?  Well I sure hope they changed, or else we would all be acting...

Good Marriages People often ask me what makes a good Marriage.  Obviously it is a lot of things including good communication, expressions of affection, Trust, a base of security, and commitment to name a few.  One thing I have found that under-girds all of these however, is RESPECT. RESPECT is to hold each other in...

I HAVE TO … I have to do Everything!  If they won’t do it then I will have to.  Do these phrases sound familiar?  I meet people all the time that seem to have a hard time knowing what is their responsibility and what is another’s.  This type of thinking can  cause great stress and foster resentment,...

Spaghetti Thinking?? Do you suffer from Spaghetti thinking?  Most of us do.  Let me explain.  My daughter was about 5 when she got the flu.  It was a regular flu but it changed her life.  The reason it changed her life is that this flu hit right after dinner when she had just finished a big plate of spaghetti.  She spent...

How’s Your ATTITUDE?? Research has shown that our attitude often makes the difference between success and failure.  The Placebo effect is very active in our lives.  If we BELIEVE that something will work the chances of success goes up significantly.  If your brain believes a medication (really a sugar pill) will work it has a...

Plan to Spend your Money. I don’t know about you but I plan to Spend my money.  That is a nicer way of saying that I have a (BUDGET).  Someone once asked me if I wanted to Choose where I spent my money or if I wanted circumstances and whims to choose for me.  It made sense to me that I should Choose.  I can have nice...

Life’s Like a Poker Game I am not a big poker player but have you ever noticed that the cards you get are not dealt fairly? I don’t mean people cheat, but we get the cards we get, and others get better, or worse, cards;  Just like Life.  We all were “dealt” different talents and experiences.  We do however have...

Dancing in the Rain “Into each life some rain must fall.” Henry Wadsworth Longfellow. As I was talking to a young woman the other day I realized that some lives experience something  like Monsoons rather than just (some rain).  The point is that Everyone will have troubles and trials in this life.  Many people...